Borrowing money has become tougher since the credit crunch, but there are still several different ways to do it.

Information on credit including how lenders decide whether to give you credit, credit scoring, and what you can do if you are refused credit. 

Explains what credit reference agencies are, and how your credit rating is judged when you apply for credit. Also covers what to do if you are refused credit, or if credit reference agencies have incorrect information about you on their files.

A questionnaire about you and your money. The health check helps you make decisions to make the most of your money. It provides impartial advice for anyone thinking about borrowing, saving, and planning for the future.

Information about plastic cards including credit cards, store cards and charge cards.

Information on how your credit rating is affected if a county court judgment has been made against you and how to get your debt record cleared.