Information on how you are protected by The Consumer Credit Act. The Consumer Credit Act regulates credit card purchases but also gives you protection when you enter into a loan or hire agreement. It also gives you the right to a cooling off period.

When you’re borrowing money, it’s important to understand how much the different options cost and how they work. There are many different forms of in-store finance, each offering ‘buy now and pay later’. These are often presented in a way to attract you into taking them out but make sure you know what you’re getting into before you do.